Verified draw inspections without a truck roll
Construction lenders lose weeks and thousands of dollars per draw cycle to in-person inspections that arrive late, cost too much, or come back with photos that can't be trusted. Virtual Inspection Pro replaces most site visits with a verified, geo-locked capture workflow the borrower or superintendent completes from their phone.
The same workflow doubles as a live support channel. When a draw package looks wrong, a reviewer can start a live video call with whoever is standing on the site, walk them to the exact wall, roof line, or mechanical room in question, mark up the frame, and resolve the exception in minutes instead of scheduling another visit. Everything captured on that call — video, photos, GPS, annotations, and reviewer notes — lands in the same tamper-evident record attached to the draw, so servicing, audit, and any downstream investor see one consistent file rather than a folder of loose phone photos.
estimated all-in cost of a single field dispatch once travel, labor, and scheduling overhead are counted
Source: Blitzz, 2026industry analysts note truck-roll cost figures are estimates, which is why lenders should measure their own per-draw cost before and after
Source: VSight truck roll glossarycarriers and lenders now treat borrower- and policyholder-completed capture as a standard channel, not an exception
Source: Truepic, Insurance Innovators USA 2025Reused progress photos, edited timestamps, and off-site captures cost lenders millions each year. In-person inspections don't stop it — verification does.
A single third-party draw inspection can cost $300–$800 and take a week to schedule. Multiply that across every draw on every project and the math gets painful.
Inspectors capture different angles at different times. Comparing progress across draws becomes guesswork.
Send a link to the builder, superintendent, or borrower — SMS or email.
The recipient walks the site while the guided template prompts for every required shot, geo-locked to the project address.
Every photo is verified in real time — tamper checks, GPS geofence, and time-window enforcement all run before submission is accepted.
Your team reviews a side-by-side draw report with tamper-evident audit trail attached. Fund the draw or request a re-capture in one click.
A builder submits a foundation draw on a Friday. The reviewer flags that the submitted photos do not show the rebar tie-in. Instead of ordering a third-party inspection for the following week, she sends a live link to the superintendent Monday morning. He walks the footing on his phone, she circles two areas on the live frame, and the captured stills — geo-locked to the parcel — attach to the draw file. The draw funds that afternoon.
On draw six of a spec build, the reused-photo check matches two submitted images against captures from draw four. The lender pauses funding, requests a fresh verified walk-through, and discovers framing is roughly three weeks behind the schedule the borrower reported. The audit trail — original capture times, GPS, and device metadata — becomes the documentation the credit committee needs to restructure the remaining draws.
Yes — completion rates above 90% are typical because the workflow runs in the browser with no app install and automated SMS/email reminders.
Yes. Most lenders replace 70–90% of draws with virtual inspections and reserve in-person visits for exception cases.
Each report carries a full evidence chain: capture timestamps, GPS coordinates, device metadata, tamper checks, and reviewer identity, exported as a signed PDF. Lenders typically add virtual inspections to their inspection policy as an approved method alongside in-person visits, with defined exception triggers for when a physical visit is still required.
Capture runs in the browser and buffers locally, so a builder can complete a walk-through on a weak connection and upload when signal returns. Verification metadata is recorded at capture time, not at upload, so a delayed upload does not weaken the evidence.
Completed reports push out over webhooks with the PDF, structured findings, and media links, so they can be filed against the loan record automatically. Teams without an integration budget simply download the signed PDF and attach it as they do today.
Texted photos carry no proof of where or when they were taken and can be reused across draws or projects. Every capture here is geo-locked, time-boxed, checked for tampering and reuse, and stored in an immutable record you can defend in a dispute.
Yes. Most lenders run a hybrid model: virtual inspections for routine progress draws, and physical visits for final draws, high-value projects, or any draw where the verified evidence raises a question.
Looking for more general answers? Read the full FAQ.
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