Verified collateral condition on every deal, at any speed
Private lenders compete on speed and underwriting confidence. Virtual Inspection Pro gives you both — verified collateral inspections in hours instead of days, at a fraction of the cost of on-site visits.
Speed is the product for private and hard money lenders, and inspection scheduling is usually the slowest step in the file. Verified virtual inspections collapse that step to hours: a link goes out, the borrower or their contact walks the collateral, and your underwriter reviews a geo-locked, tamper-checked record the same day. When something is ambiguous, a live call resolves it while the borrower is still standing there, so the file does not bounce between parties for a week.
annual U.S. fraud losses across insurance lines from unverifiable evidence
Source: Claims industry statistics, 2025verified borrower-completed capture is now a standard inspection channel
Source: Truepic, Insurance Innovators USA 2025Every day between application and funding is a day the borrower could go elsewhere. Waiting on physical inspections costs deals.
Small private lenders are prime targets for identity, collateral, and appraisal fraud. Standard photo requests aren't enough.
On smaller-ticket deals, a $500 inspection is a meaningful hit to unit economics.
Send an inspection link automatically when a new deal enters underwriting.
Borrower completes a guided walk — property, equipment, or vehicle — with all required media.
Real-time verification blocks any capture that fails tamper, geofence, or time-window checks.
Underwriter reviews a signed PDF inspection report and moves the deal to funding — usually the same day.
The borrower requests a $40,000 draw on a rehab. A link goes out at 9am, the GC walks the property at noon, and the underwriter reviews verified interior progress against the scope of work by 2pm. Two line items are not complete; the lender funds a partial draw with the evidence attached, and the borrower re-captures those rooms three days later.
Photos submitted with an application look staged. A verified walk-through is required before term sheet. GPS shows the capture originating two miles from the subject address, and reused-image detection matches one photo to a prior file. The lender declines with documentation instead of a hunch.
Yes. Templates cover single-family, multifamily, mixed-use, commercial, and equipment/vehicle collateral.
Templates are fully configurable — build to your policy or regulatory checklist and lock it as your standard.
Most borrowers complete a walk-through within a few hours of receiving the link, and reviewers see the verified media immediately on submission. Same-day turnaround is the norm rather than the exception.
Yes. Set a threshold in your policy: self-guided capture below it, live inspector-led sessions above it. Both produce the same verified record and report format.
That is signal. Since the barrier to completion is a browser link, repeated non-completion is a meaningful underwriting flag rather than a scheduling excuse.
Reports include capture time, GPS, device metadata, tamper checks, and an immutable audit trail of who viewed and edited what — the record you need to show the evidence was not altered after the fact.
Yes, through expiring, access-controlled share links so counterparties can review the file without you emailing media around.
Looking for more general answers? Read the full FAQ.
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